Free Credit Newsletter | FICO scoring, Credit Repair, Bankruptcy

2007 Archive
ID Theft: The Fastest Growing Crime In America
This months newsletter discusses identity theft, and the rapidly changing crime that is growing incredibly fast in America. In this newsletter, you will learn:
Facts about identity theft
How identities are stolen
How to prevent identity theft
How to deal with identity theft
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Myths That Put Your Score At Risk
Avoid the traps of dangerous credit mistakes. In this newsletter, we will challenge 10 common credit card myths. Once you learn the truth behind these myths, you'll be in a more knowledgeable position to distinguish between positive credit options and negative credit advice that can destroy your credit scores.
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2006 Archive
Keeping Your Credit Score Intact During the Holidays
The warm sentiment of giving to those we love over the holidays generally makes shopping, and lots of it--an essential part of the season. Retailers spend all year coming up with ways to lure us into their shops. But we need to be careful, because some of the strategies they use to entice us can do serious damage to our credit scores that can take quite a long time to undo.
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Combat Identity Theft
9.3 million Americans were victims of identity theft in the year 2004 alone, with estimates from the Federal Trade Commission claiming 27 million Americans have been victimized in the last five years. This newsletter is an introduction to a series of newsletters on identity theft.
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Low Down On Collections
Debt collection can be a scary, intimidating, and confusing. From statute of limitations to your rights, the newsletter will discuss 7 important points about the debt collection process. In addition, a sample letter is available to send to your collectors as well as when and how a validated collection should be paid in full.
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All Credit Experts Are Not Created Equal
This newsletter discusses the false and destructive world of credit advisors, and how these experts just are there to collect your money versus repair your credit. With case studies and examples, we will discuss how a great credit expert can impact a positive increase in your credit score.
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The Five Biggest Credit Mistakes & How You Can Avoid Them
This newsletter recaps what was discussed in previous issues. Then it discusses the 5 biggest credit mistakes consumers make regarding their credit scores, how you can avoid them and 4 steps in how to improve your credit score.
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Why Is Your Credit Important: Part Six
Length of Credit History is 15% of Your Credit Score
Length of credit history accounts for 15% of your score and it can provide you with as much as 127 points of a top score of 850. The newsletter discusses how this is calculated and 5 tips to raise this score.
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Why Is Your Credit Important: Part Five
Your Credit Score: It's All In the Mix
The mix of credit accounts for 10% of your credit score. This newsletter takes an in-depth look accounts that count, what makes a perfect mix of credit, pointers and 5 steps to improving your credit mix.
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Why Is Your Credit Important: Part Four
The Truth about Credit Inquiries
This months newsletter discusses the two different types of inquiries and how to dispute inquires.
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Why Is Your Credit Important: Part Three
Your Payment History Makes Up 35% of Your Credit Score
Your payment history is 35% of your credit score, which is the largest consideration of your credit score. This newsletter discusses the factors that affect this portion of your credit score, and some tips to help increase your score.
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Why Is Your Credit Important: Part Two
Consumer Debt is Rampant Don't Become a Credit Casualty.
Amounts Owed is 30% of Your Credit Score. This newsletter discusses this portion of the credit score and the dos and don'ts of the amount owed.
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Why Is Your Credit Important: Part One
The Question Really Is, Why is "Good" Credit Imperative.
This newsletter gives a quick education on the credit score, facts you should know about your credit, and how you can improve your score. this portion of the credit score and the dos and don'ts of the amount owed.
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