Your credit report is vital to your ability to obtain a loan, finance a car, or even get a job. Credit reports are frequently riddled with errors that can be damaging to your overall credit score.

Why It Matters: Everything about your credit history is in your credit report. This includes your name, address, social security number, employment information, number of accounts, payment history and any delinquencies you may have. If there is an error in your report, it can prevent you from obtaining credit, and can even make you susceptible to identity theft.

What You Need to Know: Find out what's in your credit report.

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