A credit inquiry is an item on your credit report that shows when a business has requested a copy of your report.

Why It Matters: You should be aware that not every inquiry on your report affects your FICO, or credit, score. Learning which types of inquiries affect your score, and which ones don't, can help you understand and manage your score.

What You Need to Know:

·         Types of inquiries that count toward your FICO score are...

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