(This letter would be sent if you are receiving notices from a collector or attorney for an expired debt.  If the debt has passed the Statute of Limitations and the reporting time of…

Date 

Your Name
Your address

Collector/Attorney Name and Address 

To Whom It May Concern: 

Please be advised that you are attempting to collect on an expired debt. I am invoking my right to cease you based on factual law that…

 

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